Yin Chuan Post Savings Bank Design And Implementation Of Bill System

With the circulation of trade and the development of economy,the ways of using electronic bills in China are constantly extended,the overall trading volume and trading scale of the bill market are increasing year by year,and the bill market has also encountered the development bottleneck and gradually emerged.The main performance is: bill transaction cost is high,but the efficiency is low,the high risk;Moreover,there is a lack of unified bill trading market in the whole country,and the types of bill trading are single,so the development of financing bills is greatly restricted.Market participants are relatively few,credit evaluation mechanism is not sound,lack of market maker mechanism.All the above factors restrict the sound development of the bill market and the innovation of banking services,which not only hinder the development of enterprise financing and payment and settlement methods,but also hinder the transmission and implementation of monetary policies of the central people's bank of China.Bills have become a common way of payment and settlement.In the market economy,the bank acceptance bill has the advantages of good credit and delay in payment,and it can also provide a safe and fast way of fund payment for enterprises in the supply and marketing chain.For the suppliers,changing the payment method to bill can not only expand the sales volume and get more market share,but also transfer and pay out the bill,and discount the bill to the bank to obtain the necessary funds for financing.For the suppliers,changing the payment method to bill can not only expand the sales volume and get more market share,but also transfer and pay out the bill,and discount the bill to the bank to obtain the necessary funds for financing.For the buyer,the bill to pay for the goods,not only can release the enterprise's liquidity so that the enterprise capital is sufficient,but also can reduce the financial costs of the enterprise.Therefore,electronic bank acceptance bill business can not only make the capital turnover rate and commodity circulation speed up,but also enable enterprises to strengthen trade.In this thesis,the design and application of Yinchuan Postal Savings Bank of China bill system are discussed.Bill System of postal storage bank adopts SDC(Subscriber Data Center,information system development and management)platform,which is an open platform for application system development and integration.It integrates application system through SDC platform and provides users with unified portal,operation interface and various system communication services.Support the interface communication and data interaction of internal and external systems of SDC platform,and effectively connect with the ECDS system of Shanghai stock exchange.This system USES B/S(browser/server)technology,which is composed of three layers of presentation layer,application logic layer and data resource layer.It is distributed in different systems to enhance the scalability of the ticket system and enable more users to use it.At the same time,WEB server and application server are configured according to the traffic.The application system is deployed in the Linux Server,the database system is deployed in the Linux Server,and the database Linux system adopts the Red Hat Enterprise Linux Server release.After the system test,to complete the acceptance guarantee the application module,repurchase discount and discount discount redemption application module,turns and rediscount application module,endorsement application module,the pledge business module,payment application module,recourse eight module,business module,general business module implements the paper system as the platform,centralized management of things paper,electronic paper for all-round,whole process management,make the system have the security,reliability,stability,and other functions.