| With the rapid prosperity of China's economy,the banking industry has also developed rapidly,and the demand for credit business in the society is also growing.Whether at home or abroad,banks are valued for the design and maintenance of the credit system.In the traditional financial industry,the development and maintenance of the bank credit system is a gradual process.The pain points of the traditional bank credit system,especially the credit system of large commercial banks,are usually due to the redundancy of data and the reduction of system security level caused by the huge amount of customers.Therefore,the development and design and maintenance of the credit system is a pain point of the current bank credit system.Based on the management needs of commercial banks for bank credit,this paper designs a commercial bank credit management system.The system realizes five functions,which can realize customer information management function,loan business management function,loan interest management function,post-loan management function and Query statistics management functions.The article first summarizes the research at home and abroad,and analyzes the shortcomings of the existing system and the areas to be improved.Then some basic theories and techniques of system development are expounded.Furthermore,the feasibility of system development is clarified,and the functional and non-functional requirements of the credit management system are analyzed.Then,the system design of the credit management system mainly includes overall architecture design,system function design,functional structure design and database design.The functional structure design consists of five subsystems,and the database design includes conceptual design and logical design.Then there is the implementation part of the bank credit management system,which lists some key system implementation interfaces.Finally,the function of the system was tested,and the summary and outlook of this paper. |
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