Analysis And Design Of Bank Credit Management System Based On J2EE

With the continuous progress of economic development and informationization,the bank's electronic credit business has entered the development track of informatization.Among them,the credit business has undergone great reform and optimization.The continuous increase in loan demand for various small and micro enterprises and individual industrial and commercial households has injected new vitality into the development of the banking industry.However,there are various risks in credit business,such as default risk and overdue risk.In response to these risks,banks must take effective measures to avoid them,so as to achieve profitability.Based on this,the development of a simple and efficient bank credit management system is urgently needed.This article aims to develop a stable and efficient bank credit management system.First of all,research on the status quo and development issues of the bank's credit business was conducted to clarify the key and difficult points for the development of credit business;secondly,the technology and development platform needed for the development of the bank's credit system was determined,including the J2 EE,Hibernate framework,MVC.,Oracle database,etc.;then,starting from the actual credit business,the business process of the credit management system was analyzed,and the five functional requirements and non-functional requirements of the bank's credit management system were obtained,among which the functional requirements include customer information management,loans,Business management,loan interest management,post-loan management and query statistics management;then,the overall architecture,functional structure and database of the bank's credit system were designed.The overall architecture design includes logical architecture design and network architecture design.The database design includes concepts.Design and logic structure design;Finally,the functions of the major functional modules are implemented and the functional modules are tested.The system tests include functional and performance tests.The results show that the bank's credit management system can achieve the expected basic functions.Based on the bank's actual credit business,this paper integrates the problems and risks of credit management,selects mainstream technology tools for the developmentof bank credit management systems that meet business needs,and completes the system's database design and function implementation.The performance and functional test results of the system show that the credit management system developed this time meets the actual credit management requirements and has better performance.