Research On Application Strategy Of Artificial Intelligence In M Bank

In recent years,the increasing computing speed,data enrichment and the breakthrough improvement of machine learning algorithm have rapidly promoted the commercialization of artificial intelligence technology.At the same time,with the innovation of the banking service model,new forms of services,such as visible counters,self-service intelligent terminals,smart phone customer service,service robots,and smart financial advisors,are emerging in the banking industry.Actively embracing artificial intelligence technology,building a complete intelligent service system and providing strong technical support for banking financial services,has become an important topic of financial technology transformation at present.In this paper,M bank “ONE” intelligent robot is selected as the research object.Based on the existing industry and market environment,the application status and future development trend of artificial intelligence in the banking industry are first described.Secondly,combined with the artificial intelligence in the M bank's development present situation and the application cases,the technical ability,application scenarios,effect and existing problems of internal resources analysis,discusses the present stage M bank development strengths,weaknesses,opportunities and challenges of artificial intelligence,and puts forward the M bank input costs deficiencies,lack of core technology,the ideas such as the scarcity of talent;Finally,on the basis of the comprehensive diagnosis of the development status of M bank's artificial intelligence,the strategic positioning and staged strategic objectives of M bank's future development are proposed,and the supporting measures are put forward.In the future,artificial intelligence as a great social attention,the characteristic of typical high and new technology,the 21 st century high technology manufacturing and modern service industry is an important part of,also is our country banking industry transformation and development of a major opportunity,depth fusion,topromote the development of artificial intelligence and business for Banks to improve the core competitiveness of m.has important strategic significance,for the diversification of the social public to provide rich,safe and convenient financial wisdom laid the foundation of banking services.