Design And Implemention Of Credit Guarantee Insurance Business System

Credit guarantee insurance is an innovative business in modern insurance.The loyalty guarantee insurance that emerged in Europe from the late 18 th century to early 19 th century is the prototype of credit guarantee insurance.On this basis,in order to provide adequate protection for its own country's import and export trade with European countries and the East countries,the United Kingdom has set up a special export credit guarantee bureau and continuously improved and perfected the credit guarantee insurance system,which effectively and effectively guarantees the country The smooth development of export trade,the advantages of this approach has been widely recognized and gradually spread around the world.Credit guarantee has great implementation complexity.The credit guarantee has different management modes in different industries(including individuals)and different periods.In addition,the social demand for enterprise(personal)credit management is in its infancy.From the perspective of high-level design To the specific implementation,the basic is still in the process of walking while exploring.In recent years,with the continuous promotion and deepening of the research and application of credit guarantee insurance by domestic and foreign relevant agencies,our recognition and response to the credit guarantee insurance business has also been active.It has also become the business insurance for a number of domestic insurance companies.Actively meet the needs of the user insurance also greatly enriched the insurance company's business composition,but also for the safety of related businesses to provide effective protection,greatly reducing the level of risk.This paper first introduces the current background and problems of the insurance market development,the current status of the application of credit guarantee insurance business and management system and the challenge of changing business requirements to management.It also clarifies that the design of credit guarantee insurance business system based on Java Web architecture necessity.On this basis,we discuss the main functions of the credit guarantee insurance business and management system in the basic data maintenance,business processing and business authority control.Analyzed the customer information management,credit rating processing,business application,project approval,pre-insurance and post-insurance management And other key business processes,and then analyzed the overall structure of the system,the basic data collection and storage,credit rating processing,business applications,project approval,pre-insurance and post-mortem management and other major modules were designed in detail.Then the system of credit guarantee insurance business management is systematically developed and the realization of the framework is given.Therefore,this paper analyzes the characteristics of the credit guarantee insurance business process,the needs analysis and system architecture design,and the current product-level database,programming platform for comparison,selection,and credit guarantee insurance business system development framework technology integration,Realize the system prototype.The System design uses mature B / S mode of operation,the browser as a real-time online customer communication,understanding and management of the main business platform,is a kind of insurance business innovation,reducing the customer in the past when the business because the communication is not The complexity of procedures and the constant number of trips between insurers also reduce the workload of insurance practitioners.The thesis focuses on the information management of the approval process,and designs and realizes the product,the management organization,the approval process and the approval authority with the workflow.It provides timely and effective support for the operation of system risk calculation and result processing,etc.,and compared with similar systems to illustrate the system features.Finally,the system stability,scalability and investment efficiency of a simple analysis and prospects.