Design And Implementation Of The Insurance Company’s Property Insurance Risk Assessment Management System

In recent years,foreign insurance company risk assessment system has become more mature,and the risk assessment system of China’s insurance company is not perfect because of various reasons.With the further opening of China’s insurance market,especially after China’s accession to the world trade organization,one after another metropolitan insurance group(Met Life has Inc)(MET),New York Life Insurance Group(New York Life Insurance Co.,Germany’s green insurance group(GERLING group),France’s CNP insurance group and other foreign insurance companies entered the Chinese market,and lead to more intense competition in the market,the average market profit more and more low,so the main management universal attention risk assessment.Risk assessment as the insurance industry is one of the important work,in the development of the insurance industry plays a important role,in the previous risk assessment process,tend to rely on artificial circulation,resulting in high efficiency and low error rate,with the development of computer network technology,more and more use of information technology to achieve the network risk assessment and management process,and optimizes the risk assessment process.Undergraduate according to the requirements of the evaluation of the Department of insurance risk responsibility of the insurance company,Tom Lee to obtain the risk point and the calculation method,insurance of the insured to the insured subject of risk assessment,and by corresponding accounted for the proportion of that risk to the subject matter of the insurance of scores and provide the corresponding risk on the basis of the assessment for underwriting.Through the system can assess the risk of standardized management,through the flow of the transfer,the completion of the assessment of the subject of insurance,audit,inspection.Also through the records of the insured risk project and historical payment situation in the background this insured to establish the corresponding risk profile,in the latter part of the renewal process,can be more convenient to the insured for risk position,in order to achieve differentiated service.Risk assessment management system design using J2 EE layered model of thinking,completed the implementation of the system.Uses a combination of spring and DWR,to realize the seamless integration of Ajax,interface layer using the latest framework EXTJs,do the browser compatible,beautify the interface,also introduced the online HTML editor control-FCKEDIT,makes the risk of entry templates,report template online editing system is developed custom control module analysis and formula analytic module,realized the risk assessment of online custom,editing,analysis and calculation of the,enhanced the system maintainability,flexibility,greatly improving the system’s expansibility.