Influences Of The Green-credit Policy On Marine Industrial Structure

Experience the straightforward type of economic development for a long time,China's mounting environmental problems and industrial structure problem,clearly put forward the eighteenth congress must carry on the construction of ecological civilization,suggests that the country's emphasis on sustainable development.The G20 summit held in hangzhou has brought green finance into the spotlight.Green credit,as the most important financial instrument in green finance,has been brought to the table.As one of the important means to promote the sustainable development of economy,green credit has attracted the attention of many domestic and foreign scholars since the 1990 s.And the Marine industry in the national Marine power strategy and the maritime silk road project is raised,has gradually grown into China's emerging economic growth and political strategic focus,the adjustment of industrial structure is also one of the problems to be solved.The topic of this article is in this context,hope that through the analysis on the Marine green credit development in our country the impact of industrial structure,find out the problems existing in the implementation of the green credit,promote the common development of green credit and Marine industrial structure.From many scholar's research and the implementation experience of developed countries,green credit has a role in the adjustment of industrial structure,and we learn through summary,think green credit may through the financing mechanism,guide mechanism and social effect mechanism to achieve the goal of affecting Marine industrial structure.In gradually prevailed in the context of sustainable development,green credit in our country has implemented a more than ten years,after the implementation of the development of green credit policy and bank status quo analysis,to the Marine industry development present situation and the current situation of the development of Marine industry structure analysis,we found that the green credit and Marine industrial structure in our country in recent ten years have different levels of development,has made some achievements.So is the adjustment of green credit to Marine industrial structure already reflected? So using granger causality test,this paper analyses the nearly ten years in the development of green credit index and correlation between Marine industrial structure through three times,found green credit is not the granger cause of the industrial structure in Japan and ocean according to the results,we think of green credit no obvious effects on the Marine industry structure in Japan,but the cause of this result has two aspects,one is due to the limitations of the data,green credit amount for the Marine industry investment is insufficient,can't show this correlation,the second is the implementation of green credit in Marine industry problems,affects the impact on the Marine industry structure the mechanism of action,therefore did not achieve the desired effect.Based on this situation,we need to further analyze the problems existing in the implementation of the green credit,by building a complete information static game model,we analysis result in the bank and two senior Marine left the failure reasons of green credit transactions of the enterprise,and connecting with the actual situation,further summarizes the possible impact of green credit Marine industrial structure of the main causes of failure,including Marine industry itself,the restriction of problem of high investment,slow response,the traditional and new green Marine enterprise investment income difference is big,the government involvement is insufficient,the public's awareness of the Marine environment is weak,and found in one of the important role of government.So,based on four aspects: the perspective of the policy specification from government,green credit mechanism information communication platform and the Marine environmental culture,we promote the green credit affects Marine industrial structure of the targeted policy recommendations.Comprehensive the above analysis,we hope to remind readers attaches great importance to the Marine industry's unique position in the history of Chinese political and economic development,combine the green credit development and ocean industrial structure,under the leadership of a number of policy in our country,formed a benign development cycle of mutual promotion.