Research On Internal Control Mechanism Improvement In Risk Management Of Huarong Xiangjiang Bank

Huarong Xiangjiang river bank was established in 2010,city commercial Banks,development time is shorter,the existing risk management system and internal control mechanisms are there are some problems,so this research combining the theory of risk management and internal control,internal control mechanism in the bank's risk management improvement for further research.Research on improving Huarong Xiangjiang river bank risk management play an important guiding role on the internal control mechanism in the process,to improve the bank risk management,internal control,realize the organic integration,further enhance efficiency of management control has good practical significance.Research using theoretical study on the theory of risk management and internal control theory,and analyze the difference and connection,and how to realize the organic integration of both;Then study used questionnaire survey scheme,according to the internal control influence factors in the process of risk management for questionnaire design,questionnaire survey was conducted on Huarong Xiangjiang river bank employees,through statistical analysis,the result of the questionnaire research Huarong Xiangjiang river bank risk management problems existing in the internal control mechanism,and to analyze the causes of the problem;Finally,according to the results of the theoretical research and case studies for huarong bank of xiangjiang river improvement project of design risk management in the internal control mechanism,and formulate implementation strategy.Based on the questionnaire analysis,the study found that Huarong Xiangjiang river bank risk management in the internal control system has many problems,mainly reflected in the internal control environment,control activities,information and communication management,risk management and monitoring analysis of several aspects,combined with the internal control risk management theory,study and formulate the Huarong Xiangjiang river Banks in the risk management plan,to improve the internal control mechanism of the main elements from the build model,optimization of risk identification,risk assessment,link,set up supervision and internal control mechanism,build internal control evaluation system,etc was improved,and formulate the implementation strategy.