Study On The Operational Risk Management Of Changsha Branch Of Huaxia Bank

In the face of increasing downward pressure on global economy,China's banking sector needs to improve risk management level.Operational risk as the main risks of commercial Banks in China has a growing trend in recent years.Huaxia bank,as the representative of the joint-stock commercial bank of China,the re are many potential in the management practice of operational risk factors.Explore m easures to respond effectively to the operating risk,continuous innovation risk management systems and mechanisms,to promote the m anagement level of joint-stock commercial Banks has important theoretical value and pr actical significance.Based on this,this article selects have the characteristics of regional typicality of huaxia bank changsha branch as the analysis sample,to id entify and resolve the bank opera tion risk m easures related to has carried on the beneficial exploration.This article adopts the m ethod of combining normative research and case study,theory with pra ctice,adhere to th e "phenomenon-question-analysis-countermeasures" research train of thought,the first analysis of the current operational risk research status at home and abroad,to determine the main content of the research and thesis structure,and th en through the huaxia bank changsha branch of the investigation and an alysis of the existing ope ration management system,operation process,from the economic environment,business environment,the internal management environment aspects analyzes the huaxia bank changsha branch of the influence factors of operat ional risk m anagement,and connecting with the working practice,from the current existing in the operation process of the weak awareness of risk management,internal organization structure unreasonable,complete risk control system to owe,business processes,m emory lapses,such problem s as incomplete of emergency disposal mechanism,puts forwar d the risk prev ention awareness,adjust the risk management organization structure,improve the system of risk m anagement improvement strategy and safeguard measures.