The Practice?Problems And Solutions Of Jiangxi Policy-related Agricultural Insurance Management System

In many market economy countries, government assist farmer in making affordable agricultural insurance, agricultural insurance comply with WTO rules,stabilizes a farmer's income, minimized the economic effects of production losses caused by natural hazards,and promoted agriculture economy.In china,agricultural insurance is an important program to solving“agriculture,countryside and farmer”issue.Jiangxi is major agricultural province. And it's essential and necessary to provide affordable agricultural insurance for farmers. To realize agriculture and rural modernization, we need to introduce modern agriculture factors, such as agricultural insurance. But the agricultural insurance develops in our country is not very mature, such as business model, service organization at the grass, how advanced the agricultural insurance to appear in china's popularization is very important.To discuss the agriculture risk and risk management system, this article shows that it is necessary for us to set agricultural insurance fund to support and stabilize agriculture production.In this article, we discuss some unharmonious aspects between Jiangxi agricultural insurance and agriculture economy, analyze the complexity of marketing, acceptance and claim, point out there are some problems in agricultural insurance, such as adverse selection, moral risk famer's risk consciousness indifference, unsound management system, single kind of product. From the analysis of agricultural insurance problem, we can draw the conclusion that we should enhance agricultural insurance service's ability, ways and content.