Present Situation And The Development Countermeasures Of Agricultural Insurance In Hebei Province

Agriculture insurance is an important financial means to evade non-systemic agriculture risks; one of three mainstays of modern agriculture development, one of Green Box Policies permitted by the rules of WTO to support agriculture, has great welfare efficiency and is thought much of by many governments. However, China’s agriculture insurance has plunged into a condition of market failure while China acceding to WTO and the agriculture needs insurance urgently because of both market risks and nature risks.The first part introduces the history and the reality about agriculture insurance. It is composed of3chapters. Chapter1introduces the paper’s background, significance, research content and method, Chapter2introduces some fundamental knowledge about agriculture insurance, such as the definition, function and characters of the agriculture insurance. Chapter3analyzes the agriculture insurance experience in some developed and developing countries. After that some apocalypses are got.The second part discusses the selection of institutional modes which is based on the actuality of Hebei province. Chapter4gives a brief of the long history about the agriculture insurance in China and Hebei province, and analyzes the main problem doers in China. Chapter5discuss that the system of province agricultural insurance must be based on the reality of Hebei. A policy agricultural insurance system combining the government organization with the cooperative organizations should be established.The third part put forward some measures to develop agricultural insurance in hebei.chapter6take Bashing territory for example, analyzes the situation of agriculture in Bashing territory, chspter7puts forward some policy suggestions of ensuring Hebei agricultural insurance development:Fix up agriculture insurance policy in law form, publicity should be enhanced to increase farmer’s awareness for the importance of agricultural insurance, and so on, so forth.The innovations of this dissertation are:It established a policy of agricultural insurance system combining the government organization with the cooperative organizations. It analyses the institutional demand of agriculture insurance through an agriculture industrialization case of bashing territory. It devises an operable organization system and management institution of agriculture insurance according to the situation of Hebei province.