Agricultural Bank Of China Suzhou Branch Centralized Operation Mode Optimization Research

In recent years, the competition among commercial banks is becoming increasingly fierce, put forward higher requirements of complicated internal and external environment of the Agricultural Bank in the operation and management. Agricultural Bank of operating system in the construction of the innovation proposed "three centralized system construction of centralized operations, centralized supervision, centralized authority". Agricultural Bank of China Suzhou branch as the internal agricultural bank system benchmark, in the operation and management should be in the forefront. Since 2010, the Agricultural Bank of China Suzhou branch actively into the "big three" model, began to explore the transformation of operation mode.The concept and the background of the commercial banks operating as a focal point, first introduces the content and form of the Agricultural Bank of centralized mode of operation, followed by the analysis of the shortcomings of the current operation and management mode of Suzhou branch of Agricultural Bank of China, the necessity of implementing centralized operation mode, and then analyzes the Agricultural Bank of China Suzhou branch to implement centralized management mode may exist obstacles and solutions, and aiming at the obstacles put forward to carry out centralized process and method of operation mode in Suzhou branch, and the implementation of centralized mode of operation may bring business risks are put forward in the ways and means of supervision. This study can hope to further promote the centralized mode of operation of the agricultural bank can play a guidance and reference.