The Design And Implementation Of Internet Lending Information Service Platform

Nowadays,the phenomenon of borrowing with the Internet is becoming more and more common,which is one of the typical characteristics of the Internet Age.With the increasing number of people involved in the network lending business and bring enough convenience,at the same time,to regulate the market order of Internet lending and make it operate in a relatively standardized and orderly environment become an important issue faced by the whole society.As the relevant regulatory means backward,the information transmission mechanism is poor,in the process of borrowing,business processing efficiency is low,personal information security can not be guaranteed,and thus damage the rights and interests of individuals and other issues occur frequently.Based on the above situation,it is necessary to carry out the development of Internet loan information service platform.The development of the platform using the MVC model,Jfinal framework,Oraclellg database and other technologies.The MVC model provides the basic idea for the hierarchical architecture of the system,and uses the Jfinal framework to take responsibility for the hierarchy.The framework is low in code and streamlined in development.It Includs the model,controller and other commonly used components,in the configuration file writing,object calls and other aspects have unique advantages.Oraclellg database is widely used in the data management of large scale systems,and is good at backup,recovery and other works.The system mainly realized the loan management,fund management and other aspects of the business.Membership account management mainly for members,accounts and other basic information;loan management is mainly for various types of loans,overdue loans management;Fund management is based on business processes such as recharge,cash withdrawal,and it can view the details of the funds;Funds statistics includes the website funds,custom service customers,member accounts,investment rankings and other items of statistical function;system management is the management of advertising,articles,content,cache,database and other basic elements of the management platform.After the formal use of the system,all kinds of behavior of Internet lending business are comprehensive standardized.Through the establishment of the relevant management mechanism,the specific behavior of the participants can be grasped in time to ensure that the loans and borrowings are truly implemented,and improve the efficiency of the use of resources.In addition,the use of platform provides a convenient condition for the establishment of a reasonable and standard market order of Internet credit business.Through the timely display and sharing of various types of business information,borrowers can understand and grasp the current market trends of various factors,and provide positive factors for individual lending behavior.Meanwhile,the platform can also provides financial services for the public,and provides sufficient financial suggestions for the majority of users.It can be said that the platform make important contributions to standardizing the market order of the network reception and providing many convenient factors for the users.