The Design And Implementation Of A Housing Provident Fund Personal Account Management System

With the development of housing accumulation funds and promotion of electronic evolution, the old-fashioned mode of individual employs'account management was incapable of meeting the requirement of systematical management of housing accumulation funds. Thus, it is quite necessary to improve the performance of current housing accumulation funds management system.Housing accumulation funds of individual employees'account management system of Changchun city was developed by Housing Accumulation Funds Management Center itself. Through the user-friendly graphical interfaces, the housing accumulation funds management center can perform ordinary procedures easily to make sure that the system runs smoothly and better. At the same time, they can cooperate with banks to supervise the ordinary works concerned with individual employees'account management. This paper is mainly based on the designing and implementation of multiple functions of individual employees'account management system.The Housing accumulation funds management system of Changchun City is mainly developed based on the existing resources. The traditional Client/Server architecture was adopted because of its lower running burden. The storage management of data is more transparent than before. At the same time, the original databases can be used directly. Based on the practical requirement, the housing accumulation management system that can be used on client side was also developed.The Housing accumulation funds management system of Changchun City is used for daily calculation and inquiry. It requires that the normalization of all kinds of operations, especially when it comes to withdraw in total, transferring and interests calculation, is much important now. Besides, the precision of calculation is highly strict. Based on the overall analysis to practical problems occurred in housing accumulation management center and different regulations, the system is introduced.This paper contributed to the following points:First, the problems existed in the current housing accumulation funds management systems were listed. For example, the inconvenience introduced by delegate the banks with management, low performance and lack of system security.Second, the popular Client/Server mode and Brower/Server mode were presented and the comparison to both their advantages and disadvantages were also done. Based on the comparison, the traditional Client/Server mode was used in this paper.Third, the goal of system, principles, difficulties and important points were all presented in detail. And the system architecture and each functions were introduce. The requirement analysis was mainly concerned with improvement of performance, effective control on risks and autonomous management of business. The system should be standardized, scalable and easy to share. Finally, based on the overall requirements, a management system that can process different procedures was introduced.Forth, the security of the system is highly enhanced by implementing strict login and the role-based access control mechanism. Every operator should input the correct passwords in order to login the system. The user name and passwords were firstly dispatched by system manager. The operator can change the passwords by himself. The passwords are composed by six characters or numbers. The users are required to input the time of login besides the name and passwords. After login, the time of all transactions carried out were set as the input time by default. Most importantly, the inner control is quite important to enhance the reliability of financial report, security of funds, effectiveness of business and strict observance of regulations. Based on the real situations, the inner control theory and the role-based access control mechanism were introduced to secure the system.Fifth, the implementation of function models, including setup and revise of individual account, ordinary transactions, annual calculation, inquiry and printing, were presented. The snapshot of running system, specific operating procedures and related specifications were also included.Finally, the advantages that can be brought by running this system were summarized and the further improvements were also listed.After the finish of housing accumulation funds individual employees'account management system of Changchun city, the system runs smoothly in almost three months'time. The functional tests and pressure tests were carried out simultaneously, and the result is optimistic. Within six months'time, the system processed more than one hundred thousand pieces of transactions. More than 10 times of problems were found and successfully avoided. And the autonomous management to the security of individual employees'account was achieved which brought so much convenience to users while providing effective measures for account check. Thus, the initial objectives were almost achieved.The use of this system can simply the procedures of ordinary business and improve the effectiveness of housing accumulation funds management. By doing this, high quality of services can be provided to users and makes sure that the system can run smoothly. At the same time, the introduction of security mechanism can improve the monitoring functions. By use of operating systems with high security, combined with access control mechanism, the integrity and privacy of data were achieved.