Design And Realization Of The New P2P Lending Transaction Platform

In recent years,with the increasing popularity of online banking and third-party payment,the Internet finance industry has b een booming.As an important branch of Internet finance,P2 P online lending has also enjoyed rapid growth thanks to its simple loan procedures and low borrowing threshold.P2 P lending gradually shifted from a single offline mode to Online-to-Offline Mode,and generated a variety of P2 P online lending platforms.The emergence of online lending platform has increased the financial supply,making the transaction of private lending more transparent.It is of great realistic significance to promote the innovatio n and development of internet finance and regulate the non-government loan.Based on the thorough investigation and demonstration,this paper designs and realizes a P2 P network loan transaction management system based on B / S mode by investigating and analyzing the banking industry staff,securities industry practitioners,third-party payment practitioners and lenders and borrowers.The system is based on B/S architecture,uses Java Language as the system development language and implements dynamic pages w ith JSP.The database uses SQLServer2005,and is integrated by ECLIPSE development tool.The system design follows the software engineering norms,proceeding from requirements analysis,system design,system implementation,system testing to other stages.First of all,this paper uses the flow chart,case diagram and E-R diagram to express the business needs of the system,to determine the system's seven major functional modules,and to design detailedly according to different functional modules.Database d esign starts mainly from the logical structure design,physical structure design to other aspects of the database design and optimization.Next,in order to achieve the achievement of system includes membership registration,member investment,borrowing,u ser account statistics and financial management functions such as the realization of the module.Finally,a series of standardized tests have been carried out on the system to ensure the operation quality of the system.The system combines SSH framework technology,quickly set up a set of modern enterprise management system in line with the requirements of enterprise P2 P network lending and transaction management.The system interface is user-friendly,easy to operate,and better to achieve the functional r equirements of the network lending transactions.The adoption of B/S architecture makes the system more simple to use,facilitates the subsequent management and maintenance,and realizes the stable,reliable and efficient performance requirements of the system.