Design And Implementation Of P2P Network Lending System Based On PHP

In recent years, due to the subprime mortgage crisis along with the global economic downturn, making borrowing from banks to become more difficult especially for many small and medium enterprises that the needs of small loans strict conditions crowd, they may not have the bank audit, or no need to wait longer loan period. On the other hand, the folk capital enrichment has surplus funds of many people, they do not want the bank deposits because of low annual interest rate, they need an investment exports. SoP2P (person to person) network lending platform can meet the needs of the two kinds of people.With the development of the Internet, the realization of this objective technology has matured, the traditional financial industry faces the transition, combined with the Internet it will have great development. Referring to the net credit platform mature at home and abroad, we use of PHP language and MySQL database, based on the actual needs of users, we design and set up a network lending platform.The system is divided into two big module include of front and back, background management to provide project management, user management, transaction management and other functions. Using PHP as the development language, ThinkPHP as the development framework and Bootstrap as the development framework. Using MySQL to establish database. Carried out a user study and interactive design more deeply, we tries to give the users a better user experience, that will increase user viscosity. Then we try SEO optimization to improve the network traffic in order to achieve better economic benefit.The system design uses the modular development of low coupling, a front end engineer and backend engineer can work in the same time. The system using MVC mode, the system architecture is B/S and the operating system is window7.We use Zend as development tool. The main works are:The analysis of relatively mature network platform loan pattern at domestic and overseas, User research and demand analysis, according to the demand to design the main functions of the website, the page design, the design of the operation process, use case diagram analysis system function module. The code realization and a web site performance optimization was carried out. Then software test and modify the bug.