The Research And Design Of The P2P Lending Platform

P2P network lending is rising in recent years through a network platform to thethird party borrowing and lending financial network platform. P2P lending themaximum advantage, in that it makes up for the traditional financial institutionsservice vacancies, full integration of social resources, the rational use of social idlefunds, to meet the ordinary wage earners and small and medium-sized enterprises andthe owners of family of micro financing, loan demand, the disadvantages and can notmake up for the traditional financial institutions always present popularization, makeinvestors and borrowers with network system developed, efficient, complete thelending business and enjoy a rapid, efficient and convenient service, enjoy the greatconvenience brought about by modern financial industry. P2P lending as an emergingindustry concern a network and a combination of financial, through its own networkplatform based on the point-to-point model of lending in a period of rapiddevelopment in our country, the financial enterprises have to take this platform toconduct business, resulting in the increase of domestic P2P network lending platformquickly, has become a hot industry the most let attention.This will be through the Northeast Asian wealth network lending platform(hereinafter referred to as the P2P DBYCF-P2P platform) design, the realization ofelaborate study on P2P loan platform.DBYCF-P2P platform using object-oriented and process oriented way ofcombining system analysis, design and use of MVC; three layer architecture model,use J2EE open source frameworks (Struts2, spring, hibernate) and the combination ofAJAX technology, MySQL as the background database, MyEclipse as thedevelopment environment (IDE), JAVA as the main development language to achieve.The platform has realized the cross platform, personalization and ease of use of thecharacteristic of the system, and to ensure rapid, steady, data transaction security,integrity and stability in operation, safety and high speed. The DBYCF-P2P platform has been through the internal test, field trial operationis performed. And the line officially in the near future, to provide efficient, securenetwork lending platform for enterprise users.