Design And Implementation Of Credit Management System Of Commercial Bank Based On J2EE

In today's society, there is a lot of competition between banks and commercial banks, and the risk control ability of the firm's credit business is insufficient. As for the bear to have firm credit management software of commercial bank credit business changes, bank customer credit risk, commercial banks take over firms such as processing business, how to reduce the firm credit crisis risk has become an important research on the risk of commercial bank.At present, the commercial bank firm credit for a detailed analysis of the firm's credit institutions put forward business credit demand for business classification. The commercial bank loan business department in the acceptance of customer credit and business credit risk firm change process of firm credit business, firm, firm establish credit business model and function module structure for commercial banks.J2EE based commercial bank credit software system, using Java language to develop a B/S architecture, is a cross platform to compile and run the business loan software system. Commercial credit system of commercial bank based on the business needs of daily work, so as to realize the remote online using the commercial credit system, the data management is based on the relation database as the data storage space and the structure of the object.From the commercial credit system of commercial bank customers apply to bank loan business part acceptance, audit department leadership for approval, and then signed a contract between the firm and the firm credit customers, maintain both parties during the commercial credit management in commercial bank credit period, if there is need to be free of overdue loan, commercial credit Department to provide security for commercial credit funds for customers solution. Establish a firm integrated business credit business management standard, commercial credit department to customer credit firms to implement tracking management service, the commercial bank credit business in real time accurate data analysis, a rigorous scientific review of the business data, reduce the risk of commercial bank in the process of.Based on J2EE firm credit software, in the paper, introduced the firm credit software management system of the overall demand analysis, detailed functional requirements analysis and functional requirements analysis.The commercial loan business software firm credit management, problems to solve the credit business in commercial bank credit business, to ensure smooth, firm credit software lets users has the advantages of simple operation, convenient function, global data sharing mode, commercial credit software system safe and reliable operation etc.