Design And Implementation Of Credit Management System For Fuzhou Commercial Bank

With the progress of market-oriented reforms in China’s financial system, thecompetition between China’s financial industry and foreign is more and more intense.Meanwhile, with the expansion of personal and corporate credit loan business, and thecontinuous increasing of requirements for standardization, the traditional manual meansare difficult to make accurate credit management and financial accounting. For thisreason, using of information technology to build a bank credit management systembecomes the foundation and key element for commercial banks to develop creditbusiness.Credit Management System is an important part of the bank managementinformation system. It is responsible for the operation, management, analysis, anddecision support of credit business. With credit management system, the bankingsystem’s credit business is able to be operated automatically. And by defining andcontrolling the specification of the credit business processes, the entire credit businessprocesses will be standardized.The thesis firstly studies the business model and business processes of creditmanagement system, and make in-depth analysis on functional and non-functionalrequirements of the commercial banks credit management system. Furtherly, the thesisdesigns the overall structure, application-level architecture, network architecture, andvarious business module structure of the credit management system; and detailed designis made for each functional module. Implementation and system testing are carried onbased on the system design. Finally the credit management system runs in the realbusiness environment.