Design And Implementation Of Commercial Bank Credit Management System

With the rapid development of information technology and application in the field of expanded further,the development of the information management system of loan has become the current and future conventional auxiliary tool of commercial Banks,it has become a financial system an important part of informatization construction in the future.This paper according to the Guangdong a commercial bank credit management work,combined with the software engineering method,based on the J2 EE research of commercial bank credit management system,customer information management,customer approval,loan management,credit management after the loan risk management,credit management,and other functions.System USES today's mainstream based on J2 EE open source framework Struts + AJAX +JSP + JDBC mode of development,building a B/S architecture,has good scalability,easy to maintain.The system also USES AJAX technology to realize the user action and background database of the asynchronous operation.The system provides a process management specification,flexible,high function,easy to use,good safety and reliability.Paper studies the main contents are as follows:(1)This topic for the commercial bank credit management system based on J2 EE,design research of commercial bank credit management system website design for the client.The comprehensive study of commercial bank credit management system at home and abroad,studies the characteristics of the commercial bank credit management,summarized the commercial bank credit management system principle of the construction of the client,based on this,and advances the client's commercial bank credit management system design.(2)Through the discussion of the client's commercial bank credit management system model design,draw lessons from the traditional design method,from the Angle of commercial bank credit business requirements management system of commercial bank credit client made specific design,and put forward the design method and principle.(3)This article is trying to balance between current demand loan business of commercial Banks,and through the client of commercial bank credit management system design and analysis,seek a kind of new management system of commercial bank credit to the client.Provide operation and management platform for credit personnel,improve the efficiency of the loan processing,control the loan risk,and hasgood portability and scalability.(4)Using the principle and method of software engineering,first of all,to develop system requirements analysis,get the system functional requirements,and use UML object-oriented modeling technology,gradually shows a class diagram and use case diagram,and has carried on the overall design of the system.Then on the system design of functional modules,the system is divided into several major functional modules,also conducted in the general design and database design and system architecture design and the design of the key technologies such as analysis.(5)For improving the security of bank credit business management system used the role access control strategy,can the role of user group or individual users set access permissions of the system,and ensure the data security and integrity of system.(6)The system development to achieve the five systems of bank credit business management system module,including customer information management,customer approval to credit management,loan management,credit risk management,credit management after the realization of the function modules can meet the requirements of information management system of commercial bank credit business.System also puts forward the safety of the credit business management plan,ensure the security of the system and the safety of the bank credit data.(7)The test process of bank credit business management system in detail,this paper has chosen the right test environment and test method,and select the corresponding test cases to test process are introduced.In the process of testing to find errors and bugs can give corrected in time,at present,the system has some commercial Banks in operation in Guangdong,no abnormal situation found during the operation.Provides the operation and management platform of the system for the credit staff,improve the processing efficiency of the loan,the loan risk control,and has good portability and expansibility,so it has a higher practical value.