Design And Implementation Of Credit Business Management System For A Commercial Bank

Small and medium-sized enterprise is an important part of the national economy,in the whole economic system plays more and more important role,supporting the development of small and medium-sized enterprises has become an important duty of the commercial bank,but at the same time SME credit risk prevention and control also to the level of capital management,risk management proposed higher requirements,and the system of credit risk management of domestic capital management companies still can not to the small and medium-sized enterprise implement differentiated and personalized management,still in the billing management and statistical level,can not be effectively estimated risk and to fully reveal the risks.According to the actual work of a commercial bank credit business management needs,arranging the bank credit business management system overall business needs,and then using the flow chart analysis of bank credit business management system of the core business process,analysis of the main module and then analyzes the functional requirements of the system and using the UML tool functions of the case;the system will be divided into credit business related work,customer information,product information,demand,risk assessment and system maintenance management module;then discusses Taiwan before and after the bank credit management system design,implementation and testing of the core module of Taiwan before and after work,the related technologies are analyzed and explained.This system is based on B/S structure mode,the background data processing system using SQL Server database technology;system function program development using MVC framework and SSH technology;verification of each module of the system and function of the use of black box testing method.The test results show that the bank credit management system is in line with the requirements of on-line operation,and can meet the needs of the future commercial bank credit business.The researchof a commercial bank credit management system in this paper,which can promote the credit business management and service of a commercial bank to enter a new stage,can provide more high-quality,user-friendly services for credit customers,and establish perfect intelligent,credit supervision system,reducing credit risk and save operating costs,improving credit income,enhancing the core competitiveness of commercial bank.