The Design And Realization Of The Contract And Certificate Management System In Commercial Bank

The traditional banking management mainly depends on experience accumulation,and relies heavily on individual experience and judgment.Under the period of stable interest margin and development mainly relies on the scale to pull,the traditional management mode could be basically deal with the demand of the bank.However,along with the acceleration of the interest rate liberalization,the bank faces larger challenge from every respect.This requires us to apply the management information system,other tools and methods in a better way,so as to improve the scientization and refining level of the management.When the customer managers in some commercial banks are dealing with the credit business and so forth,they need to fill in contracts and certificate contents in large quantity by hand.Every day,they need to spend much time on filling the bills and flows.Not only the efficiency is low,but also human error is easy to be happened.In the meantime,due to the individual conditions of the customer managers,the inconvenience may be caused to the approval staff in the branches.After negotiating by the Ministry of Science and Technology and the operating departments,a set of complete on-line contract and certificate management system is decided to be developed based on the advanced management concept,and clinging to the practical work.Reasonable flow,business constraint and all-around contract management functions could be provided through this system,the informatization of contract management could be realized.Considering the user's office environment,the system needs to be conveniently used in Windows of all versions,it is decided to adopt B/S mode.For this time,the ASP.NET language from Microsoft will be adopted to develop the complete information management system.During the development process,some Java technologies will be used.The development tool is Microsoft Visual Studio 2012.The server adopts Windows Server2008 R2 operating system,and the database adopts SQL Server 2008.Combining with the experience in my work,through the demand analysis,system design,system implementation and test,this paper reveals the development process of an information management system.Taking the administrative regulations in the bank and the principles of business standardization into full account,the system could help the business departments to proceed with systematic management towards the bank contracts and certificates.The successful starting-up of the contract and certificate management has realized information share,improved work efficiency,reduced the staff labor as well as lowered the operation cost vastly.Meanwhile,it has realized the data storage and record,which is convenient for relative departments to inquire and track,and restraining the occurrence of relative risk.In addition,it has realized the permission grading of the operators,strengthened the standard of the contract and certificate approval process.It means a lot to improve the informatization management level in the bank.