Research For Commercial Mode Of The Operation Of Pension Agency And Problems

The current situation of our country's endowment can be summarized as follows:institution endowment is becoming a trend, not rich first old accumulation difficulty, urban old age service lag. China's family pattern has changed from the pattern of the family pension to the 4-2-1 as a typical small family pattern, breaking the traditional three generation and even four generations living together. At the same time, the elderly and children in modern society have their own "free space", so the old family and the old people's social phenomenon has become the focus of attention of the society. The function of family support for the aged is weakening day by day, and the old people who have been assumed by the family to support the old people to support the society.Private pension institutions in China is currently in the case of a small amount of funding to run, self financing, even the government's subsidies are not easy to get. There are many big cities, pension institutions are almost all private non enterprise units.The contradiction between China's operation status of nursing homes to be prominent, and actively explore a new mode of operation of the nursing home. Public hard threshold is high, private too expensive pension burden is heavy, which. makes social endowment just need groups do not enjoy pension resources due. Public nursing homes, although the welfare institutions, but his operation needs a lot of funds shall be maintained, in nursing staffing and hardware facilities are equipped with will to the state finance bring great pressure and it is far from meeting the needs of society; private nursing homes is fraught with problems, although it is active in a wide range of sources of funding, but the state in funding, policy support for private nursing homes lacking, which makes private homes for the elderly pension conditions uneven.In this paper, taking Hohhot city as an example, this paper expounds the present situation and existing problems, and puts forward the measures and suggestions to solve the problems in the social work perspective. The structure is composed of the introduction and three chapters. Chapter one mainly expounds the status of pension institutions of commercial services. The second chapter mainly expounds the situation of Hohhot City nursing homes for elderly apartment and commercial service model, the third chapter analysis the existing problems and their causes, and provided the measure and suggestion of solving the problem.