Under The Condition Of Urban And Rural Medical Insurance Institution And Rural Medical Insurance Problems And Countermeasures Research

As one of the important security system of social insurance system of the basic medical insurance system,its purpose is to meet the demand of primary medical treatment of the general public,through help each other in all aid system arrangement,reduce the cost of social medical treatment,to improve the health,safeguard the people's basic life and health.With the development of urban and rural integration and the reform of the household registration system,urban and rural medical insurance also gradually realize the unity,the author is,under the condition of urban and rural medical insurance and visiting survey,for urban and rural medical insurance and new area in the process of urban and rural medical insurance and there are these problems: one is stable financing mechanism,the investment level is not enough;Second,the orgnaization of agency of service ability is insufficient;Three is the inadequate medical institutions supervision;Four is poor villagers ginseng protect consciousness;Five is reimbursement process complex;Six is still repeated cross attends insurance phenomenon,serious resource waste;Seven is drug prices artificially high of this abnormal phenomenon still exists.And analyses the causes of these problems,on the basis of this puts forward the following countermeasures and Suggestions: one is to further establish more stable financing mechanism,establish health care finance growth into a long-term mechanism;The second is to improve the service level of orgnaization of agency of;Third,improve the system of supervision,strengthen the regulation of medical services;Fourth,further innovation and the management system of medical security system.Through the study of this article,the improvement of the urban and rural medical insurance system to exert a force.