Research On Balance Of Qinhuangdao Medical Insurance Fund

Take medical insurance in our country is in fixed income support, a slight surplus of basic principles, in the medical security system of medical insurance fund is the most direct and key factor, increase the medical insurance fund will lead to the relative lack of funds, to ensure medical caused a lot of pressure. Until now, the medical insurance fund has been in operation for many years, our country although has reached a preliminary target, but there are still a lot to be improved. At the same time in the development process also appeared a lot of new problems and challenges and need to take new measures to actively respond to, how scientific analysis medical insurance fund operation efficiency, actively study the balance of medical insurance fund, to ensure the sustained, healthy development of the medical security system, these have become the main content of the research of medical insuranceFirst of all, in this article,we through the research of domestic and foreign literatures, expounds the function, payment level and payment method of medical insurance fund,and then introduce the development of medical insurance system at home and abroad.Secondly, combined with the basic situation of Qinhuangdao medical insurance fund, select fund revenue and expenditure data, analysis the balance of payments of Qinhuangdao medical insurance fund from different sides.And then, on the basis of summing up the relevant information, the use of medical expenses in Qinhuangdao is analyzed, and the influence factors of the income and expenditure of medical insurance fund in Qinhuangdao are analyzed systematically.Again, based on the analysis of the operation process of the medical insurance fund, analysis the sensitivity of the medical insurance fund revenue and expenditure in Qinhuangdao city from the aspects of the aging of the population, the proportion of payment, the level of work and the average cost of medical insurance.Finally, according to the results of the analysis, from the fund raising, fund, fund management and other aspects put forward perfect medical insurance fund balance of payments specific countermeasures and suggestions, in order to provide a strong basis for the design and management of Qinhuangdao medical insurance fund balance of payments.