Research On The Balance Of Income And Expenditure Of Rural Serious Illness Insurance In Liaoning Province

On August 30,2012 people club department,the ministry of health,the ministry of finance and so on six ministries jointly issued \ "the implementation of urban and rural residents of a serious illness insurance work instruction opinion\",for the new farmers ginseng protect personnel and the urban residents health care burden of this problem of a serious illness,introducing market mechanism,build system of a serious illness insurance,lighten the burden of illness of urban and rural residents.After the system is the basic medical insurance expenses for urban residents medical insurance and new farming \ "secondary reimbursement\" ginseng,system's advantage is obvious,powerful alleviate many of the personal burden of patients with serious illness.However,in the study of a serious illness insurance system,more and more people will study eyes focused on serious illness insurance agency mode selection and draw lessons from foreign medical insurance system,the lack of adjust measures to local conditions according to the actual situation of empirical research,especially the future medical treatment of a serious illness insurance fund balance of payments problem,this problem will be related to the system can truly continuous run down.Liaoning province is first to develop a serious illness insurance business across the country one of the regions.In March 2013,the rural residents in liaoning province began formally launched a serious illness insurance pilot work,as a result of rural economic development level,medical level,per capita disposable income is lower than the city,the rural residents in the face of the risk of a serious illness when spending more vulnerable,because of sickness poor,because the problem of poor Chinese are more likely to happen.At the same time,from the point of system operation,serious illness insurance has a cure patients with serious illness in the rural areas in liaoning province,the characteristics of big spending more.Compensation in the province of rural residents of a serious illness insurance,2016 new farming in 105900 patients,serious illness insurance compensation of 467 million yuan,in this context,the liaoning province rural future is hard to balance of payments,serious illness insurance do not cover the charge of the funds will be unsustainable and sustainability of the system also will not be able to get security,the rural serious illness insurance for liaoning province in the future of balanceof payments measure is very necessary,in order to achieve the goal of dynamic adjustment,serious illness insurance system fund risk and challenge,so as to better meet the demand of liaoning province rural residents' medical security level.The content of this paper mainly includes five parts: the first part of the definition and theoretical basis for related,defining the relevant concepts of a serious and serious illness insurance,at the same time,the selection of related theory as the theoretical basis of this article research;The second part is the implementation of the rural serious illness insurance,current situation and problems of liaoning province on the implementation of the rural serious illness insurance system in liaoning province the current situation,discussed and related problems of the rural serious illness insurance payments in liaoning province;The third part is the influence factor of the rural serious illness insurance balance in liaoning province empirical analysis,to explore the influencing factors of liaoning province rural insurance fund balance of payments of a serious illness,using principal component analysis method to analyze the indicators,and find out the main factors of influence on the key analysis;The fourth part of liaoning province rural serious illness insurance fund balance of payments is calculated,respectively,set up a serious illness insurance fund income and expenditure model,examining a serious illness insurance balance of the future.Through the case of income and expenses of fund of new farmers in liaoning province and to predict the future,study new farming funds have on the ability of a serious illness insurance compensation expenses as well as the introduction of a serious illness insurance system has what effect on new farming and funds;The sixth is divided into conclusions and countermeasures,and according to this article research conclusion and explanations,and puts forward some countermeasures to realize a serious illness insurance balance problem in liaoning province and suggestion.