The Research On Sustainable Development Of The Life Insurance Business In Chongqing By Scientific Development View

Chongqing, as the economic center in western China, rapid economic development in recent years, since the Territory maintained a 12.2% average annual growth rate of GDP, the highest in the nation. Chongqing is also the city population, as of 2014, 59.6 percent of urbanization, household population of 3375.2 million at the end of the resident population of 2991.4 million. Urbanization rate of 31% compared with 1997 improved by 25.6%, reflecting both the rapid economic development of Chongqing, Chongqing, but also reflects the growing pressure on social security.To achieve the goal of building Chongqing into the upstream financial center of the Yangtze River, Chongqing life insurance companies, will bring an effective boost for social stability, industrial upgrading, rural development. How in the current market conditions, to accelerate the pace of reform Chongqing, life insurance companies to strengthen economic and social services functions, reflecting the pivotal role of the financial system, it is the topic of discussion herein.The first chapter describes the development of Chongqing, the life insurance business and its significance for sustainable development, that with the economic and social development, the development of modern insurance industry will play an increasingly important role. And to build the Yangtze River in Chongqing financial center as the goal, although the insurance industry has a foundation and conditions of rapid development, but the development of Chongqing insurance industry is still in its infancy, not enough to meet the needs comprehensively deepen reforms and economic and social development. With the government increasingly attach importance to strengthening the development of the insurance industry, policy-driven, phased Chongqing, insurance industry has also ushered in more opportunities and challenges.The second chapter from the perspective of an objective analysis of the current Chongqing, insurance does not meet the scientific development of its main performance reasons, including macro-economic downturn, weak sense of social security, industry confidence is not strong and other external factors, such as life insurance companies are also among inefficient competition, poor service capabilities suited to market demand, restructuring and other internal pressure constraints.The third chapter from the perspective of the scientific concept of development of the scientific theory of the development prospects of the life insurance industry Chongqing, examine, discuss the scientific outlook on development as guidance to promote the scientific development of Chongqing, life insurers suggestions proposed Chongqing, coordination from the life insurance business and the external environment coordinating internal management coordination, scale and efficiency of coordination, social security and commercial insurance, management and coordination of the development needs of the five aspects, to achieve sustainable development.