| With the establishment of the socialist market economy and the deepening ofreform and opening up, the development of China’s insurance industry has madegratifying achievements. But overall, China’s insurance industry due to the late start,smaller, and the protection of the people ’s growing needs and demands of building amoderately prosperous society in the gap is still large compared to the size and levelare to be further expanded and improved. This not only greatly influenced thecompetitiveness, or even affect its viability. Therefore, in order to enlarge andstrengthen China ’s insurance industry, in the ideological level, must lead to thescientific concept of development. The use of the concept of scientific developmentconcept to guide the development of China’s insurance industry, not only enrich theconnotation of the scientific concept of development theory, but also encountered theproblem of China’s insurance industry in the development process to have a new wayof thinking perspective. In other words, the scientific concept of development can dofor the health insurance industry in China, sustained and rapid development toprovide strong support for the idea of security and power, it helps the insuranceindustry to grasp the real problem in the development process, in-depthunderstanding of the importance of scientific development and be able to guide thescientific development of the insurance industry. Therefore, this article intends toanalyze and discuss the issue of development of China’s insurance industry, thescientific development perspective.In particular: Firstly, in the preface introduces the topic purpose, significance ofthe topic, current research, research methods, main contents and structure of thearrangement; Secondly, this paper provides an overview of the concepts and theinsurance industry and the scientific concept of development theory; third, from the perspective of the scientific concept of development, scientific development conceptanalysis to examine the feasibility of the development of the insurance industry, andin-depth analysis of the insurance industry to implement the scientific developmentconcept and the Chinese insurance industry to implement the scientific concept ofdevelopment of meaningful and given the context of the current scientific concept ofdevelopment of China’s insurance industry practice of implementing the scientificconcept of development and achievements; fourth, given the requirements of theinsurance industry and scientific development there is a large gap between the current,mainly in the insured, the insurance contradictions and problems in terms of subjectmatter, the insurance companies, the insurance market and the overall insuranceindustry, etc.; fifth, for the outstanding issues under the scientific concept ofdevelopment of China’s insurance industry, the presence of background, this chapterwill be the scientific development concept as a guide to explore the development ofChina’s insurance industry new ideas; final conclusion.The main results of this study are:(1) there is a big gap between the currentrequirements of the insurance industry and scientific development, Such as theinsured person having little sense of insurance, prejudice and misunderstanding ofinsurance, the insurance company is not high quality, lack of integrity, a small numberof insurance products, ratemaking issues, insurance markets lack of talent, the qualityis not high, and so on.(2) there is a new idea for the scientific development concept ofChina’s insurance industry to develop. This paper points out that the key lies in thedevelopment of China’s insurance industry. To this end, in order to make the insuranceindustry bigger and stronger; we should adhere to the people-oriented, promote thecomprehensive development of insurance-related person; should adhere to sustainabledevelopment, improve the industry operating efficiency; must adhere to the scientificco-ordination to achieve the upgrading of the insurance market.In short, the analysis and discussion in this paper can provide a theoreticalreference and practical reference for the scientific development of China’s insuranceindustry. |
