Study On The Operating Performance Of Community Banks

Financial development in the national economy has an important position, and the emergence of community banks to make up for the vacancy of commercial banks, financial institutions make more perfect, therefore, performance evaluation of community banks in the financial field GF attention. By way of performance appraisal can detect bank sector problems, adjust the internal mechanism, improve work efficiency.This article first literature on performance and performance evaluation methods were and summarized; secondly, from the current performance appraisal indicators, the main method of assessment and examination results and other aspects of the use of the Shanghai Pudong Development Bank Fuzhou minute performance appraisal system for analysis. A clear assessment indicators must comply with the Community Bank strategic objective, scientifically post job analysis, performance appraisal of intensive training and other skills. According to the evaluation system the problems in the establishment of a new assessment index by fuzzy mathematical evaluation method, and in order to ensure that the new evaluation system can be implemented, the author proposes safeguards: change management, improve the talent training mechanism to stimulate internal operating power, perfect community Bank governance structure and organization and the importance of performance appraisal results of applications.Performance evaluation is a key issue in the management of community banks, and its essence is a tool for business managers to control or means. A business development strategy in line with the assessment system can help companies better meet their strategic objectives, to create more profits. By SPDB community bank performance appraisal process, identified several problems existed evaluation system:assessment standards vague, subjective phenomenon related systems exist, the lack of the necessary performance evaluation procedures, performance appraisal deficiencies in the long-term mechanism, evaluation plan setting owe science, and deeply analyze the cause of the problem, worked out in line with the characteristics of a community bank letter evaluation system.