Chaoyang Rural Financial Ecological Environment Present Situation And The Optimizatiom Countermeasures

Rural finance is the foundation of the modern rural economic development and the key to increase peasant income and rural economic development is an important factor, the stand or fall of the rural financial ecological environment directly affects the quality of the rural financial development. At present, the rural financial ecological environment facing the grim situation of rural macroeconomic, rural financial gap is serious, the administrative power of improper intervention in rural financial activities, and rural financial marketization degree is low, the social credit consciousness, the development of the credit system is relatively slow. Therefore, if want to improve rural financial ecological environment, the first task is to fundamentally phase transformation behavior of the government, the local governance and rural financial activities, make have a benign interaction between, such ability can for the construction of the rural financial system of the construction of a harmonious atmosphere, system comprehensively optimize the credit system and improvement, to regulate rural financial credit order.In this thesis, based on the object of study in Chaoyang rural financial ecological environment research and explore, thorough practice find exists in Chaoyang city problems existing in the development of the rural financial ecological environment, and USES the case analysis, the practical and feasible countermeasures and Suggestions are put forward. Specifically, this article first to the rural financial ecological environment related illustrates the theoretical basis, on the basis of existing research this paper expounds the rural finance, the financial ecological environment and Common benefit of the financial system financial, in theoretical basis part introduces the public service theory, market failure theory, theory of financial regulation; And then to the city of Chaoyang city and the state of the rural financial ecological environment, discover the disadvantages of local financial ecological environment and the insufficiency, respectively from the financial network Settings, guarantee system, credit system and administrative intervention, etc to clarify the problem; In order to make the article more practical significance, the article fully examines the development of the rural financial ecological environment at home and abroad experience, Common benefit of the financial system of foreign financial, agencies, the state supports and domestic Internet finance, marketization of credit reporting system and the ownership of the collateral, etc, has carried on the comprehensive systematic introduction, hope can bring to the optimization of rural financial ecological environment in Chaoyang can be drawn lessons from advanced experience and the relevant model; According to the summary in front of the problem, put forward Suggestions on optimization of rural financial ecological environment in Chaoyang.