Studies On Evaluating Rural Financial Ecological Environment Of The Central Region

Central region is the most important commodity grain base,which plays a pivotal role in undertaking state grain security. However, the central region agricultural share more proportion, agricultural foundation is weak, the rural population accounts for the proportion of the highest, rural social development was lagged behind, agriculture is still a prominent problem,which hampered the rise of the central region strategic target realization in a certain extent. Modern rural economic development is inseparable from the rural financial support, but also rely on the rural financial ecological environment improvement. Therefore, optimize the central rural financial ecological environment has an important practical significance for the development of modern agriculture,increase of farmers' income and achieve the goal of central rise .This paper study on evaluating rural financial ecological environment of the Central Region based on economics, rural finance, econometric theory ,by referencing scholars at home in the financial ecology in the field of related research, adopting empirical and norm, combining qualitative and quantitative analysis etc. I want to enrich and develop existing theories, and provides some suggestions for policy makers.Full-text altogether is divided into six chapters, of which the first chapter briefly introduces the financial ecological theory of evolution, Reviewing relevant research dynamic, this paper expounds the connotation of financial ecology, characteristic and elements, regard it as the theoretical basis of this study. The second chapter make a concrete analysis on the present situation of rural financial ecological environment in central area and analyzed the existing problems in the process, mainly including weak agricultural foundation, the inperfect financial system, weak credit foundation, the development of social lagged behind, government intervention inappropriately etc. According to the principle of index and the related research ,the third chapter constructs the evaluation system of rural financial ecology from the economic environment, financial environment, credit legal environment, social environment and the policy environment in five aspects, including 60 qualitative and quantitative index, reflects the connotation of rural financial ecological environment relatively scientific and completely, as a basic evaluation and analysis. The fourth chapter is an empirical analysis of the stage, mainly adopts entropy method,gray relational analysis,principal component analysis ,builds model of"three-dimensional in one",then draw index system of weights, and then draws the six provinces of central China's score and ranking, finally make inferiority sorting. The results of empirical analysis showed that: there is a big difference between regions, the quality of rural financial ecological environment in central was not as good as eastern regions and northeast; In the central region inside, Shanxi, Hunan, and Jiangxi provinces are in the first tier, the rural financial environment in good condition, Anhui, Henan and Hubei provinces are in the second tier, the rural financial environment is poor, even as some of the western provinces.On this basis,the paper make the analysis and interpretation on unplaced differences between the provinces. The fifth chapter puts forward five suggestions and countermeasures on optimization central rural financial ecological environment, from the development of modem agriculture and improve rural financial market, perfect the legal system, optimize the credit environment, establishing long-effect mechanism , according to the empirical analysis result.The last chapter of the paper summarizes the research, and points out the deficiency, and forecast further study. This paper hope to provide some effective suggestions for the central China financial ecological environment improvement and the realization of the rise of the central region .