Studies On Status Quo And Optimization Of The Rural Financial Ecological Environment

In recent years, problems related to agriculture, rural areas and farmers have gained much attention from the party and the state. From2004to2011, the central government has given top priority to solving problems related to agriculture, rural areas and farmers through the "NO.1"s document for eight years, including promoting agricultural production and farmers’income. Based on the overall layout of the cause of socialism with Chinese characteristics, The Third Plenary Session of the party depicted the grand blueprint for China’s rural well-off construction, and developed a program of action for promoting rural reform and development under the new situation. As the core of modern economy, finance plays a leading hub role in the allocation of resources. Largely the level of rural financial service affects the level of economic development in rural areas. The benign development of the rural finance can’t go without the rural financial ecological environment. And in turn, The optimization of the rural financial ecological environment can also improve the rural financial service system and gather more funds for the development of the rural economy, accordingly, to improve the economic competitiveness of rural areas and promote the harmonious development of the rural economy and society.This paper uses theoretical analysis method to analysis the impact actors of rural financial ecological construction. Combining own areas of rural financial ecological environment construction practice the author pointed out the problems and summed up the experience of this practice. Also, by using case studies, data analysis, the author tried to design a rural financial ecological assessment index system framework, to put forward recommendations for the construction.This thesis is divided into six parts. The first part studies the meaning and basic characteristics of rural financial ecological environment. The second part analyses five factors affecting the rural financial ecological environment. The third part designs the main principles of the rural financial ecological environment assessment indicators, content and assessment methods. The fourth part assesses the rural financial ecological environment construction in Laiwu City, summarizes the practical experience, and proposes recommendations of the rural financial ecological environment optimization. The fifth part proposes optimization analysis, optimization ideas and safeguard mechanisms of the rural financial ecological environment. The sixth part gives the conclusion.