Research And Countermeasures Social Endowment Insurance Of Urban And Rural Residents In Yongjia County

Urban and rural social endowment insurance system is to ensure that rural social and economic development of the regulator can achieve income redistribution, indirect regulation of income levels, and to do for those who have lost the ability to work and income can not sustain life were given substance safeguards, in part, to eliminate the current unfair distribution, and effectively easing social conflicts, and allow the masses to the greatest extent share the fruits of reform achieved in urban and rural residents social pension insurance is an important part of social security. Yongjia County, the pace began to promote urban and rural residents social pension insurance system in urban and rural social endowment insurance system after the implementation of a few years the residents, current residents of urban and rural social endowment insurance system in the implementation of Yongjia County, the problems encountered in the development end, Yongjia County rural social endowment insurance system for the study, the following conclusions:1. Status Yongjia County residents and rural pension insurance system construction: the insured structure, in which the non-governmental organization where the largest proportion of the insured population, more than 50%. Insured residents to choose from standard, first grade is 100 yuan per person per year accounted for the highest proportion of 93 per cent, from the age structure, more than 60 years of insurance was 100%; 60 years of age insurance rate only 20%.2. Yongjia County social endowment insurance system problems in the construction of urban and rural residents:1) urban and rural residents pension insurance agency personnel insufficient number of team building grassroots handling becomes more weak; 2) funding mechanism in construction funds insured often choose low pay grade, total collective economic sector is not high, the collective benefits become empty; 3) urban and rural social endowment insurance and other institutional convergence is not smooth, bound institutional transformation, to achieve the goal of social integration of urban and rural residents pension insurance caused great obstacles; 4) in the management mechanism, urban and rural social pension insurance specific implementation of policies and systems is not perfect; finite 5) urban and rural social endowment insurance fund and increasing the value level.3. improve urban and rural social endowment insurance Yongjia County residents countermeasure system:1) strengthen the government in urban and rural social endowment insurance responsibilities should play a prominent role in the government-led; 2) improve the management system, strengthen the social pension insurance team building urban and rural residents, construction funds to improve financing mechanisms; 3) establish funding sources safeguard mechanism to strengthen complementarity and commercial insurance operations, urban and rural social endowment insurance and other institutional convergence; 4) should be integrated rural five system, rural and urban and rural social endowment insurance and migrant workers pension insurance for urban workers between institutional convergence, good old-age insurance system for landless peasants; 5) to determine the security object and form, determine payment standard, guarantee funding and the level of protection the way, good job security benefits aging.