| A new type of rural social endowment insurance in China (hereinafter referred to as the "new farming keeps") and urban social endowment insurance (hereinafter referred to as "city house") in February2014formally to merge two system implementation, system combined two known as the system of basic old-age insurance for urban and rural residents (hereinafter referred to as insurance system in rural and urban areas), the measure opened the urban and rural old-age insurance system for comprehensive system reform in the new situation, the implementation of the system, on the one hand the basic realizing a complete coverage of the national insurance system in urban and rural areas, at the same time also reflected the maintenance social justice, the concept of building a harmonious society; On the other hand can reduce the fragmentation phenomena of social security system in China. Study of insurance system in urban and rural areas, which is beneficial to further perfect the system, maintain a healthy system, running for a long time, so as to maintain the fairness and stability of the whole society. Ching county as a national leader in urban and rural areas in the pioneer of pilot work, gradually after the reform and development of the system has been basically realize the full cover, but poor policy implementation effect, therefore, the article selected JingGu county as the research object, in order to found deficiencies and then puts forward the feasibility Suggestions.In this paper, based on the questionnaire survey and interviews to visit, on the basis of collected through in-depth summary of the literature, first of all, the theoretical basis of insurance system in urban and rural areas and the practice of the typical regions at home and abroad has carried on the simple introduction, domestic chose Beijing, chongqing, baoji, and elaborates the four areas in jiaxing, abroad from Germany and Japan describes the two typical countries, through the analysis of their experience and practice, so as to provide experience to guide the JingGu county system of urban and rural residents. Second, places the JingGu county insurance system in urban and rural development, main contents, main characteristics, so as to provide theoretical basis for subsequent analysis. Again, the methods of descriptive analysis, corresponding analysis on sorting and analyzing the result of the questionnaire and interview, and combined with the questionnaire and interviews found that JingGu county urban and rural insurance system mainly exist in the farmers’ income, policy propaganda does not reach the designated position, pay cost level to be low, bundling unfair payment mechanism, management information system needs to be perfect and difficult problems, such as linking to the other mechanisms., thus put forward some targeted to improve the JingGu county urban and rural areas in the insurance system of countermeasures and Suggestions: one is to increase the farmers’ income, promote the establishment of the mechanism is over-paid long paid; Two is combination of a variety of forms of propaganda, improve the system of publicity; Three is to improve the orgnaization of service ability, strengthening the construction of information platform; Four is to improve the system construction, to do a good job of docking system. |
