The Research On Problems And Countermeasures Of Social Endowment Insurance For Urban-Rural Residents In The Process Of Urban-Rural Integration

China has the largest population, as well as the largest rural population of the world. Rural endowment problem is an important problem in our country’s economic development. Implementing the old-age insurance for rural and non-working urban residents has filled the gap in the rural endowment security system of our country, and largely improved the current situation of rural endowment problem of our country. To establish and perfect the old-age insurance integration for rural and non-working urban residents is the inevitable demand of building a harmonious society.Aking the Beiguan district of Anyang as an example, this article analyses the implementation of the old-age insurance for rural and non-working urban residents at the grass-roots level; sums up experiences of the development of old-age insurance for rural and non-working urban residents with actual insurance data; confirms the current effects of the old-age insurance for rural and non-working urban residents through the research of the old people of Beiguan district. And then reaches a conclusion that the key to develop the old-age insurance for rural and non-working urban residents and solve the rural endowment problem is to strengthen the construction of the legal system concerning old-age insurance for rural residents, increase public expenditure and the appreciation of the social security funds etc.