Research On The Project Risk Management System Of A Insurance Company

The risk is in the specific conditions and time, the difference between the results of various possibilities and results of the incident. As the risk management mechanism of the professional and the company, the insurance company has the duality of the risk, this also led to the risk management more difficult and more useful. There is still a wide gap in insurance enterprises between insurance company of our country and western developed countries. With the WTO coming on, China’s economic transformation step forward, the enhancement of people’s awareness of insurance, the insurance company faces more competition.From the situation and characteristics of the A insurance company, the current risk mainly include market risk, competition risk, credit risk, policy risk and other external risk, actuarial risk, investment risk, the claim risk and liquidity risk, internal risk. The root causes of these problems, is mainly institutional foundation, poor risk management culture, lack of awareness, lack of models and methods of risk management,.Thus, A company already imminent to construct a set of feasible, effective and reasonable, scientific and accurate comprehensive risk management system of ERM.The research will summarize the project risk management, insurance enterprise project risk management and related research, and put forward the project risk management framework from the actual situation of A insurance company. Based on the existing research results, the paper constructs a set of project risk management system, which includes the project risk management, the main business project risk management system, and puts forward the safeguard measures for its smooth implementation. In this paper, we study the risk management of A insurance companies, and improve the external and internal risk of enterprises, and improve the management level of enterprises as a whole.