Research On Financial Risk Management System For Small And Medium Enterprises

With the continuous development of market economy, Small and Medium Enterprises also is constantly perfecting and developing. In China, more and more people realize that the development of Small and Medium Enterprises plays a very important role in the primary stage of socialism market economy. But because the current impact of Small and Medium Enterprises by the internal and external environment, causing serious obstacles. In particular, in the whole process of the Small and Medium Enterprises production also exists risk problems.At the same time, the management of the enterprise seldom attach importance to this issue, that the weak capital of Small and Medium Enterprises in the accident risk to bear the risk, on the occurrence of the damage caused by the problem of enterprises. To help Small and Medium Enterprises to prevent and control this may lead to Small and Medium Enterprises suffer the loss risk of accident. The author mainly use the theory of risk management, internal control theory, to the present stage our country. Small and Medium Enterprises risk issues may result in internal and external environmental factors to identify the root cause of the problem. At the same time, system construction financial risk management apply to the whole of Small and Medium Enterprises, to ensure sustained and healthy development of enterprises.The article is divided into six parts. The first part is the introduction, mainly on the background, significance, domestic and international literature review, research content and innovation are expounded. The second part mainly introduces the Small and Medium Enterprises, financial risk and financial risk management concepts, characteristics and classification, puts forward the relevant financial risk management theory and internal control theory knowledge, and then set a theoretical foundation for the research on the pad. The third part of the article mainly analyzes the present situation of the financial risk management of Small and Medium Enterprises. At the same time for may be caused by internal and external environmental factors of corporate financial risk analysis, finally puts forward the importance of financial risk management of Small and Medium Enterprises, lays the foundation for constructing the system of the financial risk management of the Small and Medium Enterprises. The fourth part is mainly to construct the system of the financial risk management of Small and Medium Enterprises from three aspects of organizational system, financial risk management of Small and Medium Enterprises financial risk management procedure system and financial risk management assurance system. At the same time puts forward the financial risk identification using both qualitative and quantitative methods, to help the Small and Medium Enterprises risk management personnel to better grasp the enterprise’s financial risk. The fifth part mainly take the NX enterprise as an example to build the system of financial risk management of Small and Medium Enterprises, and then to discuss whether the system of financial risk management of Small and Medium Enterprises seems to be working. The sixth part is the conclusion part, mainly is aims at the overall content of the article is illustrated, and points out the deficiency of this article.