A Research On The Financial Centralized Management Of Provincial Level Of PICC

With the sustained and rapid economic development in china, The demand for insurance is more and more urgent, the insurance industry has laid a foundation. Insurance companies have been exaggerated,and has introduced a variety of innovative services, Increasingly prominent drawbacks of the traditional decentralized financial management that grassroots units as the main body, Such as inefficient use of funds, lack of transparency of financial information, poor timeliness of financial information, The financial accounting systems and policies are not uniform in Different financing bod, etc.With the fast development and application of networking technology, enterprise production and management activities have had a significant impact,as the centralized financial management provides information support. Centralized financial management integrates standardized, unified and professional operation of the financial aspects of, In this way the overall strategic goals of the enterprise unified, information flow, capital flow and document flow also be unified. Achieved its purpose, such as to strengthen internal management and prevent financial risks, improve capital efficiency and promote the steady and healthy development of the company. centralized financial management has become a trend in the insurance enterprise.In the insurance enterprise has two kinds of financial centralized management, one is the centralized management of head Office, the other is the centralized management of the provincial company. In this paper, the provincial centralized financial management is presented systematically and deeply by PICC as an example. The provincial centralized financial management achievements and problems were summarized,and the reasons for the problems and propose solutions were analyzed. There are six parts in total:The first chapter introduces the research background and significance of the topic, research content and method, innovation point and deficiencies; The second chapter is theoretical overview, detailing the meaning and theory of centralized financial management; The third chapter is the summary of financial centralized management in PICC, mainly introduces the basic situation of PICC, and necessity and content of provincial centralized financial management; The fourth chapter mainly analyse the effectiveness of the provincial centralized financial management of PICC, and the existing problems and the reasons; The fifth chapter puts forward countermeasures for the problems in PICC; The sixth chapter is the conclusion, summary and outlook of the application and development of the centralized financial management of China’s Insurance industry.