Based On Regional Classification Management Of Insurance Company Financial Centralized Model Research

China’s insurance industry has made remarkable achievements since the restoration of insurance industry in the early 1980s The number of insurance companies becomes more and more since then. But compared with developed counties’insurance industry, we are still in the primary grade. With the development and application of IT technology, most insurance companies are out of pressure of cost and risk control. The trend of financial centralized management is increasingly significant.Began with the problem in the financial centralized management, my thesis analyzed the modes of traditional insurance companies and insurance bloc. By analyzing of cases, my thesis discussed the main link of financial centralized management—capital centralized management and budget. Then I express my opinion—district classified managementIn this paper, factor analysis and factor approach are been used to set up the evaluation model. This paper also conducts empirical research, on the basis of relevant data of Ningbo With empirical research of financial performance of insurance companies’ Ningbo branch, the ranking of insurance companies’financial performance are carried out. At last, my thesis gave suggestion to improve financial centralized management.