Web-Based Bank Loan Approval Process Management System Design And Implementation

With the rapid development of computer network technology, commercial banks apply network technology to seek more business benefits. They take advantage of network technology to operate and manage commercial banks’work, and meanwhile, to improve their working environment and efficiency. As a result, they can use network technology to improve their competitiveness significantly in the financial field which is their major goal. Current applications of bank system almost are Online Internet, financial-service website and so forth. However, regardless of that large commercial banks have approved loan on the internet, and this in many small commercial banks is still under manual approving, which not only wastes time and labor, but is also hard to keep approving data and documents. Through designing managing system of approving the process of loan approving based on WEB makes up its flaw, which makes loan approving realizing the Internet management.The purpose of this task is to design and implement a commercial bank credit for business operations and management systems to improve the efficiency of banking operations of credit, provide fast and convenient management and reduce credit risk. The system use SSH (Spring, Struts2 and Hibernate) framework, combined with JSP, Servlet, Javascript and other technologies, based on three-tier structure, building a subscriber management, customer management, credit management and other functions needed in the credit management system.The system consists of user management, customer management and credit management for review of three patterns. User management design Bank operations staff at all levels access control, customer management and credit services, including all related personal or business information at all levels of approval for the account managers and staff analyze the credit risks of the business to provide a basis to judge credit whether the basis for success. The system provides a variety of clients, anytime, anywhere office, fast and efficient, effectively solve the problem of frequent travel and remote office.