SOA And Sbpm Fusion Techniques And Its Application In The Bank Loan Approval System

Credit Business as one of the main banking business, is the main component of e-banking construction. According to the deepening of current financial reform and the increasingly fierce competition among banks,bank credit management demands a higher level. Credit approval System can achieve intensive and scientific management of the credit operations, play an active role in the enhancement of credit assets security,improvement of credit approval level, criterion of business management processes, and the enhancement of credit pre-approval scientific decision. In the future credit approval system will provide the most basic data in the building of data warehouse and decision Analysis for the bank.Based on a bank’s business requirements, this papaer analysis, design and implement a loan approval system. In view of disadvantages of traditional credit system, we focus on the technology and the business logic, use technology combied SOA with SPBM with the principle of "Customer First, Electronic management, And Risk Prevention", and provide a strong, flexible, effective solution to deal with bank credit approval business management. System covers bank credit approval procedure fully, focus on a variety of information related to loans, achieves integrated management of business credit approval.This paper introduces the source of issue, the significance of study, present condition, analysis system requirement, expound the infrastructure of system, Then this paper introduces the whole process of development and design in detail from aspects of develop environment, system framework, flow control, model design. After the system designs are accomplished, detailed implementation of the system are introduced and key services of the business process about credit approval are published and semantic noted. The front end utilizes SBPM ideology to construct a business-driven process management platform, while the back end integrates the existing enterprise system by SOA and encapsulates it as a service provided to SBPM for calling and combination.SOA-SBPM composite framework,in terms of management and technology, achieves the agility of process optimization and the flexibility of application integration.Organic combination of SBPM and SOA makes it eligible to take the utmost advantage of each system, therefore, to make the construction of bank loan approval system play an important role in the scientification,standardization and development of loan transactions.