The Design And Implementation Of Loan Business Management System For Foshan Silver Put Small Loan Companies

In recent years, Chinese economy is booming, but conditions and threshold of bank loans is relatively high, and especially for micro-enterprises. Small loan companies break through the bottleneck of this mechanism, mainly take the form of guarantees to ease the dilemma that small and medium-sized enterprises and the "three rural" companies do not have collateral assets so that difficult to obtain bank loans to meet the need of temporary turnover working capital loans of these enterprises and farmers in the production process. In this context, in order to retain customers and ensure quality of service for customers, and also to improve the work efficiency of YinSheng Small Loan Company in Foshan City, and facilitate conduct of business, we do need a small loan business management software to better improve service quality and improve work efficiency.This paper described requirements analysis, system design and implementation process of the loans business management system, firstly researched the demand for small loan companies, and obtained the demand for their work manners, work methods and workflow, and accessed to analyzing the contents. So we identified the function of the system as well as the appropriate way to achieve, and designed the database, then according to the needs analysis and system design, used related technologies to complete the system, implementing the development work of the entire system.This system mainly implemented five functional modules:customer management module, which mainly implementing function including adding customers, customer care, customer credit, credit review, customer rating, rating review and others; loan management module, which mainly implementing functions including acceptance of loan, loan, loans origination, loan collection, loan adjustment and post-loan management and others; financial management module, which mainly implementing functions including charging processing, account management, rolling account processing, billing processing, interest-bearing processing, finance management and data migration and others; peripheral interface module, which mainly implementing functions including querying and processing data and reporting forms; system management module, which mainly implementing functions including role authorization, operation level management, data backup, data recovery, data initialization and information feedback and others.The system eventually implemented functions including customer management, loan management, financial management, peripheral interfaces management, and system management and others, and can import data, store and query loan business information, so that played an important role in information protection. The deployment and operation of the system basically met the work needs of small loan companies and implemented the efficient management of the loan business, made the complex business become orderly, reduced the burden on the company’s staff and improved work efficiency.