Design And Implementation Of The Bank Credit System Based On J2EE

With the rapid development of market economy and information technology, The economic construction of our country has maintained a stable, healthy and rapid development, to industrial information, life well-off, the privatization of enterprises, rural city of transformation, driven by the rapid growth of individual industry, its main source of power on investment. Countries in order to adapt to the economic need, in line with the launch of C hina’s national conditions and development needs the loan policy, support the privatization process, the individual industry All flowers bloom together., promote the competitiveness of the economy, the activation of the market mechanism, pointed out the direction for the bank credit industry.At present many domestic software enterprise dedicated to the development of bank credit management system, Tries to credit investigation on enterprise evaluation, Enterprises to provide loan(matter) and object tracking management, Using the complete approval process, strict implementation after tracking mechanism, to reduce the risk of bank credit. the bank’s business type and scale of corresponding also obtained the fast development, especially the bank credit business, related to the bank’s vitality and competitiveness of enterprises, determines whether the banks and enterprises in the economic tide in erect, and the total target forward bank credit construction goal must be towards the standardization of operation, scientific decision- making, management, efficiency of the electronic business.In this paper, combining with the current situation of domestic and foreign bank credit system, design of J2 EE based on MVC architecture, using B/S design pattern and Struts + Spring + Hibernate framework structure, in the full analysis of the structure of ba nk loans and business management systems demand, describing the main system architecture Design and implementation of the main modules of the system, include customer information management, credit management, loan management, post loan management module.Through the performance and function of the system test, the results of the analysis, the system has stable performance, complete functions, reached the factory conditions, meet the needs of the market, to meet the needs of the bank. Improve the bank credit business management level and credit risk prevention capacity, preliminary implementation of the standardization of operation, scientific decision- making, management, efficiency of the electronic business.