A Loan Management System Based On Needs Of Microfinance Management

By analyzing the ubiquitous problems existing in grassroots rural creditcooperatives, aiming at the risk management in the middle stage of microfinance,clients’ information management, he performance of credit management staff in themicrofinance management process and the requirement for query statistics of loandata, the credit management system which is based on the functional requirement ofmicrofinance of rural credit cooperatives is developed. And in the credit managementprocess, the system solves the problem of the high pressure to credit managementstaff, many bugs in credit management, seriously inaccurate of the client information,irresponsible of credit management staff and pretended loan and other things.Considering the actual management requirements in grassroots rural creditcooperatives, the study designs the functional modules of the system, which caneffectively improve the working efficiency including customer management, contractmanagement, credit management, credit inquiries, credit statistics, risk managementand so on. This system adopts Asp.NET as its development language and SQL Server2000as database and its development is based on B/S mode.The system has been tested and applied to more than20branches of Huayuanrural credit cooperatives. And it is an effective auxiliary means for the staff of localcredit cooperatives in daily management process.