Design And Realization Of Folk Loan Management System For Jining City

Private lending to China’s economic development, especially for private enterprises and small and medium enterprises growth and development, and the production and operation of farmers, such as the development of civil economy has played a great role in promoting. However, due to private lending outside the official financial system, the official attention, coupled with the lack of external constraints, the lack of external constraints, once the capital chain rupture and other accidents, will lead to adverse reactions, may endanger social stability, has a great risk. In view of this, it is necessary to sum up the experience of China’s private financial institutions, combining with the present situation of the folk financial development in Jining City, especially the Jining City human geography environment in rural areas, seize the folk financial reform direction, developed Jining actual borrowing behaviour of data collection, analysis and management of folk loan management system based on. In the field of private finance to explore solutions to support the healthy development of private finance effective method to crack the technical problems of civil financial supervision, to create a standardized management of private financial data technology platform.This paper is based on the object oriented software development technology, and Server J2EE 2008 as the background database, SQL as the development platform, as the development platform, as the development platform, JAVA as the development language, the main work and achievements are summarized as follows:1, combined with the business process of Jining city folk micro credit, unified standard management loan application, acceptance, audit, payment and recycling, mobilize the enthusiasm of the staff, and improve the real-time and accuracy of the business, so that the work of small loans without pollution, network, standardization and efficiency;2, according to the demand analysis, design the overall structure of the information management system of private lending, the system is divided into six functional modules, including basic information, customer management, loan business, financial management, statistical information and system management. Detailed design of each sub module division, and the design of the database of the conceptual model and logical model;3, according to the system function module partition and database design, the system is realized. The system has a simple functional module and easy to use interface, to ensure the system’s scalability, stability and security. Finally, the realization of the system in the trial operation stage of camp and operation test, the former according to the function of the system, while the latter is for software load performance and stability of software test, and the system of development make the vision of the future.At present, the system has been used in Jining City, the center of the folk micro credit, service in the center of the private small loan business, has achieved good results, the system will be improved and mature after the government departments level of private small loan center.