Design And Implementation Of Microfinance Loan System In Rural Credit Cooperatives Henan Province

In a lot of business management,financial credit business is an important management business.It is currently the main business of bank profits.With the development of economy,the types of credit and the amount is more and more,the customer information management is becoming more and more urgent.It needs a good information management system for the entire credit good management business data information,so as to detect the quality of credit assets.The system can reduce the risk of the whole bank credit.In the whole of the credit business process to deal with formal management,it reduces the number of daily bank staff manual operation,improves the accuracy of data and information management and prevent data information management problems.Based on the actual situation of henan rural credit cooperatives,this paper designs and implements the small loan management system aiming to solve the problems that exist in the credit business management.It breaks through the current situation of the traditional low working efficiency,improve informatization,standardization and standardization of related work.The System can improve the utilization efficiency of credit management to the greatest extent improve good credit rate;and the compression daily credit business management to reduce costs.It also can improve the unit operation stability and promote the comprehensive competitiveness enhancement.Therefore this thesis on small loans management system is designed,including a comprehensive introduction system development technology;Basic operations of the units on the basis of investigation and the use of UML tools build system framework,analysis system for specific needs.And worked out a set of solutions for the entire system,including: the system architecture design,database design and the realization of the function,the realization of the page,etc.First the language of Java framework,Hibernate,etc are introduced in details.According to the credit of the unit process,then system use cases,and a detailed requirement analysis;Using MVC architecture to complete the overall design of the system,and the detailed description of the system logic and database design;The last of this paper presents a partial page display effect.The main work of this paper are summarized,and combined with the actual,in detail elaborated the small loans the shortcomings existing in the system of management and put forward the improvement plan.Improve the ability of the customer,the product risk analysis and early warning,provide the basis for decision-making of leaders at all levels.In addition to some basic or family bank concentration completed the construction of a new generation of personal credit system,small and medium-sized Banks due to their own business system of the construction of the rest of time and heavy pressure,some didn't save time to implement the construction of personal credit system.Without the support of information system technology,the traditional depends on the characteristics of layer upon layer from down to up a layer of summary report,statistics,work efficiency is low,discontinuous problems,such as inaccurate data,flexible department.