Design And Implementation Of Microfinance Management Information System Based On MVC

With the development of market economy,micro-enterprises become an important part of solving employment problem and raising GDP,while the financing of micro-enterprise become more and more difficult.Microfinance's characters of unsecured and uncovered require a sustainable development of microfinance service provider.Different from traditional financial business,microfinance is suitable for standardized operation;it can greatly improve the efficiency of business processing,and has significance of generalization for the whole microfinance industry.The purpose of this research is based on regularization and smart,design an information system with high efficiency,less manual intervention,high risk control,good user experience,and improving the efficiency of entire loan business as soon as possible.This microfinance management information system uses Java EE development platform,oracle database management system,MVC development mode and Bboss MVC development framework.Bboss MVC has clear structure,only need to write controller and business component,don't need to write common dao of bboss persistent layer,and use bboss AOP/IOC core to put every parts together.Using Bboss MVC framework can bring the system loose coupling,high reusability and applicability,fast development and good maintainability.The system has designed a workflow management module by using Activiti workflow and Bboss framework,Activiti workflow engine has some services to support every business function;it makes the module has rich functionality,high efficiency and good portability.This research standardizes the business process of microfinance,including pre-loan information collection and entry,order approval,contract printing and granting of loans of loan management,auto deduction and collection tracking of post-lending management.It also has some unique design,as information authenticity check,order accepted beforehand,flexible interest rate,consistency of information flow and fund flow,and white list check.Especially,the system has automatically achieved deduction and management of custom repayment function;it is the first implemented with success in Shanghai.Compare with other districts in China,this system is more standardized and regularized,which makes it suitable for promotion.This essay provides the study of requirements analysis and feasibility study,and then explains the detailed function design and realization of some modules based on architecture design and database design.The problems of how to solve automatic withhold and custom have been researched,and they are solved by the key technology: workflow and HUASHI interface.After testing,the system meets the basic requirements of microfinance management information system.The purpose of the development of the system has been reached,that is,releases the human resources,greatly improves the efficiency of micro-financing,and immensely reduces the loan risk.