Auto Insurance Sales Expenses Differentiated Configuration Platform Design And Implementation

Auto insurance sales expenses differentiated configuration platform based on solving two problems:one is to achieve the real-time monitoring of the key indicators, such as the overall increase in auto insurance, renewal rate, high-quality competition back to the business, as this is the basis for implementing a differentiated configuration; the other is to carry out differential ion configuration by calculating the expenses of sales corresponding to the insurance key indicators.The solution of the above problems can effectively improve the company’s policy execution and expense efficiency,tilt the expense of sales to high-quality services and fast developed branch company with optimized auto insurance architecture, induce branch companies to enhancethe proportion of high-quality business, improve market competitiveness and promote the general insurance business to arapid and sustainable development.This paper adopts a unified process of software development methods with UML (Unified Modeling Language) analyzing and describing the design. The system is based on B/S structure, using J2EE multi-tier architecture design to extract and process the basic data, monitor the real-time key indicators and finally achieve the differentiated reward management.This paper first analyzes the background of system development, identifies the needs through unified demand management approach, and then establishes the parameters of auto insurance and case diagrams of auto insurance analysis.It gives the architecture design of the system.In part of the detailed analysis of the process,it gives extracting and processing the data, decides the calculation method of the key flags, analyzes how to set the typical auto insurance parameters and how to carry out the key reports in auto insurance reports; it establishes the database by a conceptual model and a physical model; it emphasizes the parameters of auto insurance,comprehensive daily data reports and the ultimate realization bench marking data described in the implementation process; and finally a summary with the outlook of the future development focuses.This system has been successfully run in PICC Jinan Branch and made some achievements.The implementation of the system improves the strategic management mechanism, changes the operation model, increases profitability, promotes the effective implementation of the development strategy,enhances the core competitiveness of Jinan PICC, and results in a profound change.