The Application Analysis Of Internet Of Things In Logistics And Financial Industry

The paper makes analysis on development status of Internet of Things at home and aboard, makes summary on the application of Internet of Things in Chinese logistics industry and demonstrates the realistic significance of intelligent supply chain by listing the current situation of supply chain business in several Chinese commercial banks. Specific contents are as follows:Internet of Things achieves the information exchange between man and things and resources sharing by taking advantage of modern information sensing equipment via network, which reduces resource waste, improves resource use efficiency and obtains intelligent production and life. RFID technology has more extensive purposes. Internet of Things is in the constantly acceleration stage in China and gradually becomes an essential part and influence factor in people’s life from various aspects. Developed countries also accelerate the construction progress of new generation of network infrastructure and new world pattern experiences huge change under the influence of global informatization. The competition of modern enterprises is their competition on the ability of obtaining information, as well as competition on logistics information integration ability.The application of Internet of Things in the entire process of modern logistics promotes the combination between Internet of Things and modern logistics technology and will brings limitless value to expand the space of modern logistics industry, which is a great reform of logistics information technology and has important era significance. The intelligent logistics system of Internet of Things is helpful to achieve the integration and sharing of logistics information in the entire enterprise.Mature Internet of Things is mainly applied in intelligent traceability system of product quality safety, visual intelligent management network system in the logistics process and intelligent logistics distribution center. Intelligent logistics is to integrate intelligent technology so that logistics system can be connected with man based on construction of Internet of Things.Modern commercial banks will expand the service scope, optimize service mode and increase service items with the support of Internet of Things in order to improve their service ability in market competition. The bank’s decision information comes from the data platform of Internet of Things. Internet of Things will bring better user experience to clients of banks. Internet of Things can visually trace the link and flow of supply chain so as to optimize allocation of resources, reduce costs and improve production efficiency. The development of Internet of Things will form new industry and establish new supply chain and the supply-chain financial business based on real economy is gradually replacing traditional trade financing business and becomes the mainstream development direction of market.The development of supply-chain financial business is not only an important way to promote the change of development pattern and profit pattern of financial business of banks but also helps the financial business of banks to open new development space, which is extremely important and urgent. Certainly, Internet of Things encounters with many problems in the development process, which needs more openness and cooperation so as to establish new model of business economy in industrial chain of Internet of Things.During "The Twelfth Five-Year Plan", Central Finance will further improve and perfect the financial system supporting the development of Internet of Things, enhance the coordination with science and technology and industrial policy and boost the guidance and stimulation of financial policy as well as attract the investment of social capital in Internet of Things and positively support and encourage qualified regions to make financial policy supporting Internet of Things which is suitable for local development based on the entire development status of Internet of Things in China.In a word, the application scope of Internet of Things will be constantly enlarged in the future so as to bring huge business opportunity to intelligent logistics and supply-chain finance of commercial banks, which is helpful for people to make efficient use of all kinds of social resources and makes contribution to human civilization.