Study On Agricultural Insurance Problem In Hunan

In Hunan province is China’s agricultural province, the agricultural industry accounts for larger proportion of China’s agricultural industry, but it is also a limited conditions, the province of frequent natural disasters in Hunan. In order to ensure the smooth progress of the agricultural industry, must search for an effective circumvent the risk of agriculture, agricultural insurance is one of a very effective tool. Agricultural insurance can effectively disperse the agricultural risks, improve risk control capability, related inspection and management departments also attaches great importance to the development of agricultural insurance. Attaches great importance to the development of agricultural insurance, to promote Hunan region agricultural risk control ability, ensure the safety of the agricultural industry has a very important role, at the same time of modern agriculture of agricultural insurance development and the improvement of living standards of farmers has a positive role. This paper to improve the risk prevention ability of the agricultural industry as a starting point, analyses the agricultural insurance development situation in Hunan province, and summarizes the problems, and analyzes the causes of these problems. On the basis of enhanced regional agricultural risk management and control countermeasures are put forward.In this paper, the object of study on the following five parts system this paper:the first chapter is introduced the agricultural insurance research topic background, research significance and the purpose of analysis of research status at home and abroad, pointed out in this paper, the possible innovations and deficiencies; The second chapter summarizes the related concepts of agricultural risk, agricultural insurance related theory, a theoretical foundation for the later; The third chapter introduces the basic status of Hunan agricultural insurance at present stage, the results obtained, and the existing problems in the development process; The fourth chapter use the Logit regression model for farmers in Hunan province agricultural insurance demand and supply make an empirical analysis of the influence factors, such as exploring the influence factors of concrete and its influence size; The fifth chapter is based on the current existing problems in the development of agricultural insurance in Hunan, and combination are discussed the influence of factors, put forward the development of agriculture insurance concrete measures and Suggestions in Hunan.